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Everything you need to know about flood insurance
Most such policies are underwritten by the National Flood Insurance Program, which is part of the Federal Emergency Management Agency (FEMA). The National Flood Insurance Program was established in 1968 to address the lack of availability of flood insurance in the private market and reduce the demand for federal disaster assistance for uninsured flood losses. Another purpose was to integrate flood insurance with floodplain management, which includes such things as adopting and enforcing stricter building codes, retaining or restoring wetlands to absorb floodwaters, and requiring or encouraging homeowners to make their homes more flood-resistant….
Desperation Mounts in Caribbean Islands: ‘All the Food Is Gone’
At dawn, people began to gather, quietly planning for survival after Hurricane Irma. They started with the grocery stores, scavenging what they needed for sustenance: water, crackers, fruit. But by nightfall on Thursday, what had been a search for food took a more menacing turn, as groups of people, some of them armed, swooped in and took whatever of value was left: electronics, appliances and vehicles. “All the food is gone now,” Jacques Charbonnier, a 63-year-old resident of St. Martin, said in an interview on Sunday. “People are fighting in the streets for what is left.”…
Meteorologists have never seen a storm like Irma
Just days after Hurricane Harvey brought historic rainfall to parts of Texas and Louisiana, another potentially catastrophic hurricane looms in the Atlantic. Hurricane Irma rapidly strengthened over warmer than normal ocean waters on Tuesday into a Category 5 storm with estimated wind speeds of 185 mph — the strongest ever measured in the Atlantic Ocean. On Wednesday, Irma made landfall in a number of northern Caribbean islands at peak strength, including Barbuda, Anguilla, St. Martin, St. Barthelemy, and several of the British Virgin Islands. Its landfall tied a 1935 Florida hurricane for the strongest on record anywhere in the Atlantic basin, and the second strongest ever measured anywhere on Earth. In some of the first reports out of St. Martin, officials say the island suffered “major damage” with even some of the strongest buildings destroyed. From the National Hurricane Center’s description of Category 5 damage: “A high percentage of framed homes will be destroyed, with total roof failure and wall collapse. Fallen trees and power poles will isolate residential areas. Power outages will last for…